Vai trò trung gian của dân trí tài chính trong tác động của đặc điểm tính cách đến kết quả kinh doanh của doanh nghiệp siêu nhỏ do cá nhân làm chủ

Adomako, S., Danso, A., & Ofori Damoah, J. (2016). The moderating influence of financial literacy on the relationship between access to finance and firm growth in Ghana. Venture Capital, 18(1), 43-61. https://doi.org/10.1080/13691066.2015.1079952

Adusei, M., & Adeleye, N. (2024). Start-up microenterprise financing and financial performance of microfinance institutions. Journal of Small Business & Entrepreneurship, 36(2), 183-206. https://doi.org/10.1080/08276331.2020.1842047

Alchian, A. A., & Demsetz, H. (1972). Production, information costs, and economic organization. The American Economic Review, 62(5), 777-795. https://www.jstor.org/stable/1815199

Anh, K. T., & Vinh, T. T. (2022). Impact of Financial Literacy on Vietnamese Students’ Spending Management. VNU Journal of Economics and Business, 2(2), 95-102. https://doi.org/10.57110/jeb.v2i4.4800

Antoncic, J. A., Antoncic, B., Grum, D. K., & Ruzzier, M. (2018). The big five personality of the SME manager and their company’s performance. Journal of Developmental Entrepreneurship, 23(04), 1850021. https://doi.org/10.1142/S1084946718500218

Bhargava, M., Sharma, A., Mohanty, B., & Lahiri, M. M. (2022). Moderating role of personality in relationship to financial attitude, financial behaviour, financial knowledge and financial capability. International Journal of Sustainable Development and Planning, 17(6), 1997-2006. https://doi.org/10.18280/ijsdp.170635

Camgoz, S. M., Karan, M. B., & Ergeneli, A. (2017). Relationship between the Big-Five personality and the financial performance of fund managers. In Diversity, conflict, and leadership (pp. 137-152). Routledge. https://doi.org/10.4324/9780203793084-7

Carlson, N. A. (2023). Differentiation in microenterprises. Strategic Management Journal, 44(5), 1141-1167. https://doi.org/10.1002/smj.3463

Costa, P. T., Jr., & McCrae, R. R. (2008). The revised NEO Personality Inventory (NEO-PI-R). In G. J. Boyle, G. Matthews, & D. H. Saklofske (Eds.), The SAGE handbook of personality theory and assessment (Vol. 2, pp. 179-198). SAGE.

Dahmen, P., & Rodríguez, E. (2014). Financial literacy and the success of small businesses: An observation from a small business development center. Numeracy, 7(1), 3-15. http://dx.doi.org/10.5038/1936-4660.7.1.3

Dalton, P. S., Nhung, N., & Rüschenpöhler, J. (2020). Worries of the poor: The impact of financial burden on the risk attitudes of micro-entrepreneurs. Journal of Economic Psychology, 79, 102198. https://doi.org/10.1016/j.joep.2019.102198

Duong, P. B., & Izumida, Y. (2002). Rural development finance in Vietnam: A microeconometric analysis of household surveys. World Development, 30(2), 319-335. https://doi.org/10.1016/S0305-750X(01)00112-7

Hirawati, H., Sijabat, Y. P., & Giovanni, A. (2021). Financial literacy, risk tolerance, and financial management of micro-enterprise actors. Society, 9(1), 174-186. https://doi.org/10.33019/society.v9i1.277

Hogan, R. (2004). Personality psychology for organizational researchers. In Personality and organizations (pp. 27-48). Psychology Press. https://doi.org/10.4324/9781410610034

Huggins, R., Prokop, D., & Thompson, P. (2017). Entrepreneurship and the determinants of firm survival within regions: human capital, growth motivation and locational conditions. Entrepreneurship & Regional Development, 29(3-4), 357-389. https://doi.org/10.1080/08985626.2016.1271830

Isaga, N. (2018). The relationship of personality to cognitive characteristics and SME performance in Tanzania. Journal of Small Business and Enterprise Development, 25(4), 667-686. https://doi.org/10.1108/JSBED-02-2017-0067

Khuc, T. A., Do, H. L., & Pham, B. L. (2022). Factors influencing financial literacy of the poor in rural areas: Empirical research with the case of Vietnam. Journal of Eastern European and Central Asian Research, 9(4), 638-650. https://doi.org/10.15549/jeecar.v9i4.735

Kovaleva, A., Beierlein, C., Kemper, C. J., & Rammstedt, B. (2013). Psychometric properties of the BFI-K: A cross-validation study. The International Journal of Educational and Psychological Assessment, 13(1), 34-50.

Lusardi, A. (2019). Financial literacy and the need for financial education: evidence and implications. Swiss Journal of Economics Statistics, 155(1), 1-8. https://doi.org/10.1186/s41937-019-0027-5

Lusardi, A., & Messy, F.-A. (2023). The importance of financial literacy and its impact on financial wellbeing. Journal of Financial Literacy and Wellbeing, 1(1), 1-11. https://doi.org/10.1017/flw.2023.8

Lusardi, A., & Mitchell, O. S. (2011). Financial literacy and retirement planning in the United States. Journal of Pension Economics and Finance, 10(4), 509-525. https://doi.org/10.1017/S147474721100045X

Mayfield, C., Perdue, G., & Wooten, K. (2008). Investment management and personality type. Financial Services Review, 17(3), 219-236. https://doi.org/10.61190/fsr.v17i3.4919

McCrae, R. R., & Costa, P. T. (1987). Validation of the five-factor model of personality across instruments and observers. Journal of Personality and Social Psychology, 52(1), 81-90. https://doi.org/10.1037/0022-3514.52.1.81

Morgan, P. J., & Trinh, L. Q. (2019). Determinants and impacts of financial literacy in Cambodia and Viet Nam. Journal of Risk and Financial Management, 12(1), 19. https://doi.org/10.3390/jrfm12010019

OECD. (2022). OECD/INFE Toolkit for Measuring Financial Literacy and Financial Inclusion. OECD Publishing. https://doi.org/10.1787/cbc4114f-en

Osei‐Assibey, E., Bokpin, G. A., & Twerefou, D. K. (2012). Microenterprise financing preference: Testing POH within the context of Ghana's rural financial market. Journal of Economic Studies, 39, 84-105. https://doi.org/10.1108/01443581211192125

Ozer, G., & Mutlu, U. (2019). The effects of personality traits on financial behaviour. Journal of Business Economics and Finance, 8(3), 155-164. https://doi.org/10.17261/Pressacademia.2019.1122

Platteau, J.-P., De Bock, O., & Gelade, W. (2017). The demand for microinsurance: A literature review. World Development, 94, 139-156. https://doi.org/10.1016/j.worlddev.2017.01.010

Quang, P. T., & Anh, K. T. (2019). Demographic Factors affecting the level of Financial Literacy in Rural Areas: The case of Vietnam. Polish Political Science Yearbook, 48(3), 3-9. https://doi.org/10.15804/ppsy2019301

Rand, J., & Tarp, F. (2020). Micro, small, and medium enterprises in Vietnam. Oxford University Press. https://doi.org/10.1093/oso/9780198851189.001.0001

Sarstedt, M., Ringle, C. M., & Hair, J. F. (2022). Partial least squares structural equation modeling. In C. Homburg, M. Klarmann, & A. Vomberg (Eds.), Handbook of Market Research, 587-632. Springer. https://doi.org/10.1007/978-3-319-57413-4_15

Schwaba, T., & Bleidorn, W. (2018). Individual differences in personality change across the adult life span. Journal of Personality, 86(3), 450-464. https://doi.org/10.1111/jopy.12327

Tuffour, J. K., Gali, A. M., & Tuffour, M. K. (2022). Managerial leadership style and employee commitment: Evidence from the financial sector. Global Business Review, 23(3), 543-560. https://doi.org/10.1177/0972150919874170

Yakob, S., Yakob, R., BAM, H.-S., & Rusli, R. Z. A. (2021). Financial literacy and financial performance of small and medium-sized enterprises. The South East Asian Journal of Management, 15(1), 72-96. https://doi.org/10.21002/seam.v15i1.13117